As amended: March 2024
This privacy notice applies to the treatment of customer’s personal information collected and processed by or on behalf of the Homestead Funds.
Facts: What does Homestead do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Income
- Account balances
- Transaction history
- Investment experience
- Risk tolerance
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Homestead Funds chooses to share and whether you can limit this sharing. Please note that Homestead Funds does not “sell” your personal information, with “sell” meaning the disclosure of personal information to a third party for monetary or other valuable consideration.
| Reasons we can share your personal information | Does Homestead Funds share? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you — such as to make you aware of products you may be interested in | Yes | Yes |
| For nonaffiliates to market to you | No | We don’t share |
| Sale of all or part of our business or any of our funds | Yes | No |
| As required by law | Yes | No |
To Limit Our Sharing
Call 800.258.3030 — Our menu will prompt you through your choice(s). Representatives are available on weekdays from 8:30 a.m. to 5:00 p.m. ET.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions
Call 800.258.3030 or go to homesteadfunds.com.
Who We Are
Who is providing this notice?
Homestead Funds, Inc.
Homestead Funds Trust
What We Do
How does Homestead Funds protect my personal information?
We are committed to safeguarding and protecting your personal data and we maintain appropriate security measures to protect your personal data from improper, unauthorized, unlawful or accidental disclosure, destruction, alteration, use, access, loss or damage.
Our computer system security standards include but are not limited to: monitoring security systems; updating firewalls, security patches, anti-virus, and anti-malware software; training employees on firm policies; and multi-factor authentication.
To protect your personal data, we permit access only by authorized employees who need access to that information in order to perform their jobs. No security is foolproof, and we ask you to notify us as soon as possible if you believe your account username or password has been lost, stolen or misused.
How does Homestead Funds collect my personal information?
We collect your personal information directly from you, for example, when you:
- Open an account
- Buy securities from us
- Give us your income information
- Provide account information or
- Give us your contact information
We do not collect your personal information from third parties.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing of information about your creditworthiness for affiliates’ everyday business purposes
- Affiliates from using information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies and non-financial companies, such as:
- Homestead Advisers Corp.
- Homestead Financial Services Corp.
- National Rural Electric Cooperative Association
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
The nonaffiliates we share with can include the Funds’ custodian and transfer agent.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Homestead Funds doesn’t jointly market.