Our Approach

Where Main Street Invests

In the heart of rural America, where dedication and hard work light up homes and power communities, Homestead Advisers was born over 30 years ago. Founded by the National Rural Electric Cooperative Association (NRECA), our roots originated with a simple yet powerful vision: to provide the men and women who keep America running with access to high-quality financial management. This vision, which began with pension plan management for electric cooperative employees, has shaped our investment approach and company culture in profound ways.

From these humble beginnings, Homestead Funds has grown to serve investors nationwide, offering our equity and fixed-income strategies to all. But as we’ve expanded, we’ve never lost sight of our core values. We’re proud to be wired differently in an industry of financial giants. Our boutique style isn’t just a label; it’s a commitment to personalized service and thoughtful money management that sets us apart. At Homestead Advisers, we keep a watchful eye on operating expenses to ensure that more of your client’s hard-earned money continues to work for them, and we return our profits to NRECA to support member needs and initiatives.


What Differentiates Homestead Advisers

Main Street Focus

We view investing from the perspective of those we serve. We consider ourselves “stewards of service.”

We Give Back

Homestead Advisers returns its profits to NRECA, providing an additional source of revenue to support member needs and initiatives.

Affordable Strategies

We strive to offer high-quality investment solutions with a transparent and competitive fee structure.

Client-Centric Approach

Homestead Funds can help your clients meet their financial goals by providing complimentary solutions and high-quality, affordable funds.

Balanced Risk and Return

Homestead Advisers began with pension management and continues to manage through a pension lens through a pension lens with a goal of delivering prudent risk management and competitive returns.

The Homestead Advisers Story

For over three decades, Homestead Advisers has built a legacy of serving investors with the cooperative principles that inspired our founding. Explore our journey by expanding the boxes below.

On July 12, 1990, Homestead Funds was established to initially serve the employees of the National Rural Electric Cooperative Association (NRECA).

Four months later, on November 19, we launched our flagship funds—the Homestead Value Fund and Daily Income funds.

Building on our initial success, we expanded our fund family:

1991

  • November: Inception of the Short-Term Bond Fund

1995

  • May: Launch of the Short-Term Government Bond Fund, strengthening our fixed-income offerings

The late 1990s and early 2000s marked a period of additional product growth and opportunities to expand our distribution to all investors.

1998

  • March: Inception of the Small-Company Stock Fund, opening new opportunities in small-cap investments

1999

  • October: Launch of the Stock Index Fund, which seeks to match, as closely as possible, the S&P 500 Index

2001

  • January: Addition of the Growth and International Equity funds, bringing growth and global investment opportunities to our investors

Over the past decade, since the company’s founding in 1990, Homestead has grown in size and scope, but we’ve always kept who we serve in sight.

2019

  • May: Launch of the Intermediate Bond Fund, completing our suite of nine no-load mutual funds
  • October: Introduction of the Employer-Sponsored Savings Program, innovating workplace savings solutions for cooperatives

2021

  • December: Partnership with a new recordkeeping agent, accompanied by a brand and website refresh, positioning Homestead Funds for the future while honoring our cooperative heritage

2023

  • Responding to the evolving needs of our cooperative partners, Homestead Advisers introduced the Short-Term Incentive and Retention Program, a strategic initiative designed to strengthen cooperatives’ ability to recruit, retain and reward talented professionals.

The information on this website is intended only for U.S. institutional investors and should not be relied upon by retail investors or any other persons who are not Financial Professionals or Institutional Investors in the U.S.